Boost Your Curb Appeal

14 ways to make the most of your curb appeal
By Dana Dratch • Bankrate.com

Curb appeal is the equivalent of charisma in a home.
It's that quality that makes you say "wow" when you first see it. You feel good when you pull into the driveway. You want to walk in the front door. Whether the home is yours or one you're considering, curb appeal can make a big difference in how you feel about the property.
If your home has that star quality, you won't have any trouble getting more for it than similar homes in the neighborhood. It also means you won't have any trouble getting potential buyers into the home.
It works the other way, too. "A lot of people won't go into a house if it looks bad from the outside," says Tom Silva, general contractor on the PBS series "This Old House" and "Ask This Old House." "Curb appeal is the beginning of getting people to look at the inside."
If your home doesn't shine, there are plenty of things you can do to unleash its charm.
Here are 14 ways to amp up the appeal of your home:
1. Manicure the yard. Some of the prime elements: Nurture and mow the lawn so it's trimmed and healthy. Make sure plant beds "are edged with nice, crisp edges, and mulched," says Roger Cook, landscape contractor for "This Old House" and "Ask This Old House." "It makes everything stand out. It gives the feeling that if the outside is being taken care of, maybe the inside is, too."
2. Clean the windows, doors and front entryway. Get rid of those spider webs on the light fixtures, shine any metal work and change all the bulbs. Visitors will notice whether the front of the home looks clean, even if it's on an unconscious level. And if everything is shined and bright, it's not only inviting but it signals that the rest of the home is well maintained.
3. Scope out the front door. It's one of the first things people will notice in a home, so make it count. But that doesn't mean you have to break the bank because there are good options at every price level. You can paint it for the cost of your time and a little paint or have it professionally replaced for $1,000 or more.
4. Don't skimp on flowers. "It's always nice to have flowers in front of the house," says Cook, whether it's hanging baskets, beds of annuals or both. "And, for some reason, people like red flowers better than anything else," he says.
5. Pressure clean. It can give a new appearance to walkways, driveways and (depending on the construction of your home) sometimes the house itself, says Cook. You can even rent the machinery and do it yourself.
6. Talk to your friends. "Get a fresh eye," says Silva. "You don't see something starting to look old or run-down because you see it so gradually." Bring in a couple of people you trust and ask their opinions.
7. Head for the trees. "Trees, planted in the proper spaces," can enhance the appeal and value of a home, says Cook. Consult a professional to help you select the variety, size and location. And if you want to plant larger trees, have them professionally installed.
8. Paint your house. If you want to really amp up that curb appeal, "painting your house makes a difference," says Silva. Use colors that are appropriate for the style of your house. For instance, in historical buildings, that often means soft colors and warm colors, he says. "You want to have a color that's warm and inviting," he says. "It's one of the easiest ways to get curb appeal."
9. Call an arborist. Get the low-hanging branches -- especially those hanging over the house -- removed, says Cook. And that's an area where you do want to use a pro. If you're ever hiring anyone to work on your home, Cook says, get several free estimates. Don't automatically choose the cheapest one. Instead, select the one in whom you have the most confidence. And verify that your choice has liability and workman's comp insurance. (Ask to see the certificate.)
10. Reseal the driveway. Do it yourself in a weekend or hire a pro, says Cook. For a pro, the best thing you can get is a recommendation from someone who's had the work done fairly recently, he says. If you do it yourself, wash down the driveway one day and let it dry. Then seal it the next day. If it has cracks that you need to seal, allow an extra day for the job.
11. Examine the shutters. Many times they're the wrong size and most people hang them upside down or put them too far away from the windows, Silva says. What that does is throw off the proportion of the house.
12. Look for elements that draw too much attention from the rest of the house. One example is the garage door. "A garage door should blend in. It shouldn't stand out and be the whole focus of the garage," says Silva. "You don't want it to dominate."
13. Hire a professional designer. If the front of your home needs a little cosmetic work, that's a good time to call in a designer, says Silva. You might want to change the porch or add a new type of railing, or select a different style or number of columns. A designer is also a good option if you sense there's something out of whack with the way the front of the home looks, but you can't quite put your finger on it. Prices vary. A designer can give you options, a plan and a budget.
14. Make a plan. If your landscaping lacks luster, sometimes it's a matter of moving things around, says Cook. One good move: If you're going to stay in the house, consult a professional to give you a long-range landscaping master plan, says Cook. "You can pick little things and keep working and after four to five years, you're done," he says.

BECOME A REALTOR IN 11 DAYS

BECOME A REALTOR IN 11 DAYS

This is not a joke. CENTURY 21 JRS REALTY is aggressively searching for career sales professionals that would like to work with our family of highly trained sales people. Anyone that wishes to be a career Realtor can attend a 75 hour training course and have a Real Estate licence in 11 days. If you would like to become a career Realtor please contact JR right away. If you know anyone that you feel would make a great Realtor because of their drive and determination there may be a finders fee involved. Please call JR with any information you may have about a person you feel would be perfect to sell Real Estate. A career in Real Estate sales can be very rewarding if you have the right LEADER to guide your career.

Prepare Your House for Sale

Prepare Your House for Sale
In real estate listings, what's the difference between describing your home as "beautiful" versus "move-in condition"? About $12,500 on a $250,000 home.

Professor Paul Anglin, a real estate economist in Guelph, Ontario, says that homes described as "beautiful" in real estate listings sell for 5% more while "move-in condition" has no effect on sale price.

Anglin and his colleagues from the University of Windsor and researchers from Canada Mortgage and Housing examined about 20,000 real estate listings and sales data in Windsor and Essex counties, Ontario, from between 1997 and early 2000. Among other things, they studied how listings' phrasing affected sale prices and the length of time it took for the listings to close.

When speed is of the essence
Listings with the words "beautiful" or "gorgeous" sold 15% faster. "Landscaping" in a listing hastened a sale by 20%. Describing a property as in "move-in condition" quickened the sale by 12%. Calling a home a "handyman special" cut sale time by half (researchers excluded listings that used the term to describe a workshop or hobby area).

Other familiar jargon, such as "must see" or "vacant," or including the information that a seller was moving, had virtually no effect on the time before a sale.

The kiss of death appears to be language that reeks of desperation -- words such as "motivated" and "must sell." These slowed sales by 30%. The term "ranch" house slowed sales by 10%. Properties described as rentals (income producing) took 60% longer to sell.

Though Anglin assumes the basic effects he identified are universal, the size of their impact will vary by locale, he says.

What's 'beautiful' worth? About $12,500

What's 'beautiful' worth? About $12,500
The right phrasing in real estate listings can speed a sale and even boost the final price, a Canadian study says. And here's a tip: If you must sell, don't put "must sell" in your ad.By Marilyn Lewis

In real estate listings, what's the difference between describing your home as "beautiful" versus "move-in condition"? About $12,500 on a $250,000 home.

Professor Paul Anglin, a real estate economist in Guelph, Ontario, says that homes described as "beautiful" in real estate listings sell for 5% more while "move-in condition" has no effect on sale price.

Anglin and his colleagues from the University of Windsor and researchers from Canada Mortgage and Housing examined about 20,000 real estate listings and sales data in Windsor and Essex counties, Ontario, from between 1997 and early 2000. Among other things, they studied how listings' phrasing affected sale prices and the length of time it took for the listings to close.

When speed is of the essence
Listings with the words "beautiful" or "gorgeous" sold 15% faster. "Landscaping" in a listing hastened a sale by 20%. Describing a property as in "move-in condition" quickened the sale by 12%. Calling a home a "handyman special" cut sale time by half (researchers excluded listings that used the term to describe a workshop or hobby area).

Other familiar jargon, such as "must see" or "vacant," or including the information that a seller was moving, had virtually no effect on the time before a sale.

The kiss of death appears to be language that reeks of desperation -- words such as "motivated" and "must sell." These slowed sales by 30%. The term "ranch" house slowed sales by 10%. Properties described as rentals (income producing) took 60% longer to sell.

Though Anglin assumes the basic effects he identified are universal, the size of their impact will vary by locale, he says.

Welcome Dante Sangiuliano

5 Mistakes Home Sellers Make

5 Mistakes Home Sellers Make

By Stacey L. Bradford,Associate Editor, SmartMoney.com
THE REAL ESTATE MARKET may be slowing, but that doesn't mean you can't sell your home. It just means you need to be savvy and not fall prey to the common mistakes that home sellers often make.

1. Asking Too Much the single biggest mistake folks make is setting their asking price too high. In a softening market homeowners need to price conservatively or they risk turning off potential buyers, says Michael Corbett, author of "Ready, Set, Sold." How should you set the price? Gone are the days when you can expect to sell your home for more than your neighbor did last year. Single family home prices have fallen for three consecutive quarters and are now down 6.5% from their peak in 2006, according to the National Association of Realtors. So rather than looking at how much homes in your area sold for six to 12 months ago, compare prices for similar properties currently on the market. If you see a listing for a house that's just sitting unsold for a few months, chances are the owners are asking too much and you'll want to set your price a bit lower, says Corbett. Click here for more help on setting the right price.

2. Questioning the First Offer Too many sellers say no to their first offer, even if it's close to or at full asking price. Holding out for more money is a strategy that rarely works, especially at a time when interest rates on mortgages are in flux and a potential buyer's purchasing power could decrease. (For more advice on selling in a cooling market, click here.) The reality is that in any market a home's first offer is often its best, says Elaine Clayman, a real estate broker with Brown Harris Stevens. She says that's because educated buyers will pounce on a property they like -- with a competitive bid -- as soon as it comes onto the market. And don't forget that the longer a home sits unsold, the greater chance a seller will have to reduce his price to sell.

3. Not Responding to All Offers What if you get an offer that's simply too low? Many homeowners will reject it outright. But it's a mistake not to respond to all offers. Here's why. First, you can't blame someone for testing the market -- after all in today's market many buyers are confident that they have the upper hand. Second, just entering into negotiations with one party gives you leverage with other potential buyers, says Corbett. Most importantly, it allows you to tell brokers that your property is in play and sends a message that if someone is interested he had better act quickly and present a very competitive bid. "Chances are the second offer will be close to your asking," he says. Watch our video for more advice on negotiating.

4. Using a Home Stager Unless you're trying to sell a multimillion-dollar dwelling, you don't need to pay a professional to stage your home. There are a number of free or cheap things you can do on your own to get your house into show condition. Most importantly, paint the walls. Nothing does more to brighten up a place, says Peter Comitini, a real estate broker with Corcoran Group. Next, he recommends getting rid of all the clutter, excess furniture and family knickknacks. Finally, make all the necessary repairs before your first open house. If a buyer sees a small problem, say, a leaky faucet, he's likely to wonder about larger issues like the furnace or roof. Watch our video for more techniques on how to stage your home.

5. Picking the Wrong Buyer Now more than ever, sellers need to select their buyers carefully. Thanks to all the defaults in the subprime market, lenders are tightening their lending practices, making it more difficult for consumers to qualify for mortgages. So it's critical to find a buyer who's pre-qualified for a loan. Next, watch out for buyers who need to add contingencies to the contract, including a clause stating that the deal won't close until they sell their own home. A better bet is to look for cash-flush first-time home buyers or someone who has already unloaded his existing house. In a slowing market it's difficult to estimate how long it could take your buyer to find someone to purchase his dwelling, warns Brown Harris Stevens' Clayman. And if that property doesn't go for as much as he expected, that person may no longer be able to afford your agreed-upon price.

Selling? Here's your to-do list

When the housing market's iffy, it's more vital than ever to make home repairs, spiff up the kitchen and bathroom, get rid of odd paint colors and bare patches of lawn, and consider other improvements.By Amy Hoak, MarketWatch

The interior walls are neutral. The clutter is a distant memory. A shower door has been replaced; even the design of the bedspread has been factored in. A professional inspection and appraisal have limited any surprises down the road. Now, the Green family's Chicago home is ready for sale.
"We're paving the road to make the closing process much smoother," Dan Green said.
He even created a blog, partly as a marketing tool for his Lincoln Park neighborhood home.
In an uncertain market, a little extra work can mean not only a smoother sale or a higher listing price, but also determine whether sellers get to the closing table at all.
"Talk to Realtors and they will tell you anything you do cosmetically to increase curb appeal is going to help the resale value," said Sal Alfano, the editor of Remodeling magazine.
In addition, many buyers stretch financially to get into a home, so they may pass over one needing too much work, said David Lupberger, a home-improvement expert for ServiceMagic, which connects homeowners with screened home-service professionals.
"The last thing you want is a list of projects that has to be taken care of," he said.
Here's the bright spot: Some of the most effective improvements aren't very expensive. Giving rooms a fresh coat of paint, for example, quickly pays off.
If you're planning to add a "for sale" sign to the lawn this spring, consider these five areas while creating your to-do list.
1. First impressions count
You want to make a good impression from the moment potential buyers pull up to the house, experts say. First glimpses will include the home's exterior, the shrubbery, the gutters and the front door.
Peeling trim could be a kiss of death. Paint the exterior of the home in an odd color, and you could turn away potential buyers before they come inside. Don't underestimate the importance of good lawn care, either.

"A lawn that looks good on the outside gives the impression that someone cares about that home," said Trey Rogers, a professor of turf-grass management at Michigan State University and the author of "Lawn Geek," a book of tips on how to maintain a lawn.
His advice is to "keep it green and keep it cut." Mow the lawn to about 3 inches high at least twice a week when a home is on the market; 2 inches if the home is in a Southern state. The more it is mowed, the denser it will become. And get on a fertilization program, Rogers said, starting at the beginning of the season.
If there are small spots to fill in, bypass store-bought sod and instead borrow some grass from an inconspicuous place elsewhere on the lawn, Rogers said. The grasses will match better that way.
Early birds selling at the tail end of winter should keep the sidewalks shoveled if there is snow on the ground.
2. Neutralize and de-clutter
When it comes to preparing a home's interior, any real estate professional or stagger worth a paycheck will advise a client to go with neutral colors.
"People can't visualize beyond what they see," said Jim Gillespie, the president and CEO of Coldwell Banker. Neutral colors, including beige and ivory, have the added advantage of making a room appear larger, an effect that Dan Green noticed right away when he repainted his bedroom walls.
Removing the home's clutter is also extremely important for helping potential buyers to imagine their family living in the home, Gillespie said.
Beyond that, do some spring cleaning: Shampoo the carpets, rebuff hardwood floors and oil wood cabinetry.
3. Consider replacement projects
Sellers might consider getting a home inspection before listing their home as a way to detect any overdue replacement projects, Gillespie said. The sellers can either fix any problems or give the buyers a discount to account for the repairs. Gillespie advocates making the necessary repairs before selling.
Home buyers recognize the value of a house that doesn't need major repairs, said Remodeling editor Alfano.
"The house is probably not going to move, or you're not going to get all the value out it, if the new buyer knows they're going to have to replace the roof sometime soon," he said.
According to the 2006 "Cost vs. Value" report from Remodeling magazine, a roof replacement for a midrange home cost an average of $14,276 and returned $10,553, or 73%, at resale. Replacing vinyl siding cost $9,134 on average, returning $7,963, or 87%, at resale.
A printable PDF of the report includes regional figures.
4. Kitchens and bathrooms rule
It's no secret that buyers tend to be awed by updated kitchens and bathrooms.
"If the last time it was remodeled was in 1980, that's going to be points against, versus another house that was upgraded even five years ago with sort of a modern look," Alfano said. "It's hard to go wrong with a kitchen or bath remodel, unless you get a little too edgy with the design or the materials you use."
That said, sellers spending only a couple of years in a house probably aren't going to completely remodel either room. Sellers should zero in on where these rooms need the most improvement, said Lupberger, of ServiceMagic, and then decide how much they want to spend.
If kitchen cabinets are structurally fine but their exteriors are outdated, it might be worth it to reface them, Lupberger said. If counters are old, replacing them may add new life to the room. In the bathroom, look into resurfacing a chipped or damaged bathtub.
5. Warranty coverage and documentation
Sellers can provide some extra peace of mind to buyers by purchasing a warranty on their home that will cover such things as heating and plumbing, should the buyer run into problems after closing. The coverage is becoming a little more popular, Coldwell Banker's Gillespie said. Warranties can be bought from companies such as American Home Shield and AON.
"Little things like that . . . you need that today, to set the property apart with all the competition out there," Gillespie said.
He also recommends displaying the age of the water heater and furnace. If either one is on the older side, have it inspected for proof that it works correctly.
If you've done replacement projects in the past few years, dig out the documentation to prove it, Alfano said. If any of the improvements cut energy costs, make that known, too.
"You never really could (miss), but it wasn't on the tip of everybody's tongue," Alfano said. "Now, it's in the news all the time."

What's A FICO SCORE????

DID YOU KNOW?
FICO scores are your credit rating
They range from 300-850, higher is better
Most lenders base approval on them
Higher scores mean lower interest rates


FICO scores are calculated based on your rating in five general categories:
Payment history - 35%
Amounts owed - 30%
Length of credit history - 15%
New credit - 10%
Types of credit used - 10%

The Right Way To Get Started

If you are going to do it, do it RIGHT!

by JR Sangiuliano

After 11 years as a full-time sale associate for CENTURY 21 JRS Realty I have come across many ways of buying Real Estate in New Jersey. We have had everyone from no money down customers to buyers that bought the videos on how to buy Real Estate that put you on the fast track the the court house. There is only one right way to buy Real Estate and that is the way we teach buyers in our seminars. We hold seminars for home buyers to show them the right way because so many Realtors do not take the time to teach them.

Step 1: Get Pre-Approved for a loan. Buyers need to know what the payments will be and if they are comfortable with investing that amount every month. Also, you may be spending time looking at homes above or below your range, and that creates head aches for everyone.

Step 2: Find an Full-time knowledgeable agent. Only a full-time knowledgeable agent can give you the guidance and the support you deserve. In today's high speed information exchange world there will be times you need to speak with someone NOW, and if your agent is not accessible you may encounter some unnecessary heart ache.

Step 3: Give your agent Honest information. You must trust you realtor. Give your realtor all the information he/she needs to search and find you homes that fit what you want.

Step 4: View homes in Person. No one will ever buy a home over the Internet or from just driving buy the front of the home, if they do they are taking a huge risk. You should always see the home from the inside. So if you are going to see the home from the inside you should save time driving around by your self and just make one trip, a trip to view the home inside and out.

Step 5: Present an Offer. After finding the home you would like to own, you need to have your agent present and offer. Your offer consists of: Good faith deposit check, pre-approval letter, addendum's and disclosures, and the legal offer sheet. Understand what you sign is not a binding contract until agreed upon and signed by both parties.

After having an offer accepted your agent must now guide you through the sales transaction process, which may vary from state to state. There are usually inspections that must be done on your new home to inform you about how best to maintain the major utilities of the home, and get the most out of all you appliances. This leads to a closing, and in many states the realtor handles this as well.

All these reasons and more lead to one fact: Make sure the realtor that assists you in your purchase is will trained and is prepared to help you through the entire transaction. Realtors help you with the allocation of more money then you will ever pay a doctor, lawyer, or accountant. Why not put just as must care into the selection of a realtor?

For more information please e-mail me at c21jrs72@aol.com. We have brochures and documents on the process ready to e-mail to anyone that would like the help.

SIGNS YOU ARE READY TO OWN A HOME

Sign Says "You are Ready to OWN a HOME"

• Your Budget is set and you can follow it
• You have an initial investment saved
• Your income source is stable
• You have a "rainy day" savings fund set aside
• You control your debts not the other way around
• Your credit history is in tip top shape
• You are ready for a long-term commitment
• You are able to be your own landlord

Company OPEN HOUSE

CENTURY 21 JRS REALTY is holding the entire company open.

On July 15, 2007 at the Clark Location 138 Westfield Ave. Clark NJ, 07066, CENTURY 21 JRS Realty will hold the entire company open. There will be hot dogs, hamburgers, and refreshments served from 12PM to 4PM. Home buyers can come to view not only open houses but all homes in the market that are for sale. Come in and view every home for sale in Union, Essex, and Middlesex Counties. We will have homes in every price range open & ready to show. CENTURY 21 JRS REALTY will also have on hand mortgage representatives for quick over the phone approvals. For more information visit our web site www.Century 21JRSRealty.com or call JR @ 732-396-0606

Four Ways to Organize, Declutter Your Garage

4 Ways to Organize, Declutter Your Garage
By Amy Hoak, Marketwatch

There's a big difference between driving a car into a garage filled with a jumbled mess and one that is tidy and well kept. But not everyone can afford to -- or wants to -- hire a garage organization company to do the work.And that's fine, said Donna Smallin, author of "The One-Minute Organizer," because with some extra time and hard work homeowners can get some order on their own. It's retaining the clean garage that is the real challenge."Organizing is not a one-time project, it's a process," she said. That's especially true for the garage, where items not needed in the main part of the house often get hidden away.Below are some tips on how to clean up your act and maintain a neat garage:
1. Take inventoryBefore buying a single organization product, know what's in the garage to begin with. And start removing items that aren't needed.
"We get (items) out of the house because we don't want them anymore... but we leave them in the garage. Go in and pick out things that you really don't need anymore," Smallin said.Make the easy decisions first, said Barry Izsak, president of the National Association of Professional Organizers and author of "Organize Your Garage in No Time.""Start with the things that are unemotional and you can easily pitch right away," he said. It's easier to pitch a broken VCR or the "10-year accumulation of National Geographics molding away in the corner" than items that have more sentimental value.Keep things that are still useful and relevant -- and are able to be stored. For the tough decisions, ask "what's the worst thing that can happen if you get rid of it?" he said.Those planning on unloading unwanted items at a garage sale should try to start collecting things in one place, perhaps parking the cars in the driveway and using the center of the garage for a few days, she said. Or donate the items to charity, getting receipts for tax deductions. Those who just want to get rid of the stuff might check out Freecycle.org, a Web site that helps people in communities throughout the country to hand items off to neighbors.
2. Think in zonesTo find the best place to store objects, separate them by use, Smallin said. For instance, sporting equipment should have its own space, as should outdoor lawn-care items and car-washing supplies."People are more likely to put things where they belong if it's obvious where they belong," she said. "If there's no organization, things get put wherever because it doesn't seem to matter." Items used most frequently should be the easiest to access.
3. Shop for suppliesAfter creating a plan of where items will be placed, start thinking about what organization supplies might be best to hold them."I'm a big believer in hanging things in the garage because we're limited with floor space if we want to park the cars in there," Izsak said.Those on a tight budget might consider peg boards to help organize, he said. Another common way to keep costs down is by reusing old shelving items from the house, including old kitchen cabinets and bookshelves.The upside to purchasing cabinets specifically made for the garage is that they're often longer, Smallin said, allowing the homeowner to store more behind closed doors.She also advocates thinking vertically. Bicycle hoists keep bikes elevated off the ground and can be purchased for about $35, she said. Smallin also likes shelving units that are mounted on the ceiling, such as ones from the manufacturer HyLoft.Thinking of redoing the flooring? Start with that job first. If it's painted with epoxy, for example, it will take about three to four days for it to dry, Smallin said.
4. Keep it cleanGo out to the garage and clean up every three months or so once the job is complete, Smallin said. Those who want a reminder might choose to subscribe to Homefree.com, an online service that keeps track of a home's maintenance schedule, she said. Smallin works as an organization expert for the firm, which charges an annual fee to send e-mail reminders about jobs ranging from inspecting the water heater to flipping the mattresses.The most important element of an organization project is the follow-through, Izsak said."The biggest reason for clutter and disorganization...it's not a bad system, it's because the person didn't maintain the system," he said. Amy Hoak is a MarketWatch reporter based in Chicago.

6 Forms you will need to Sell your Home

Forms You’ll Need to Sell Your Home
1. Property Disclosure Form: This form requires you to reveal all known defects to your property. Check with your state government to see if there is a special form required in your state.
2. Purchasers Access to Premises Agreement: This agreement sets conditions for permitting the buyer to enter your home for activities such as measuring for draperies before you move.
3. Sales Contract: The agreement between you and the seller on terms and conditions of sale. Again, check with your state real estate department to see if there is a required form.
4. Sales Contract Contingency Clauses: In addition to the contract, you may need to add one or more attachments to the contract to address special contingencies—such as the buyer’s need to sell a home before purchasing yours. 5. Pre- and Post-Occupancy Agreements: Unless you’re planning on moving out and the buyer moving in on the day of closing, you’ll need an agreement on the terms and costs of occupancy once the sale closes.
6. Lead-Based Paint Disclosure Pamphlet: If your home was built before 1978, you must provide the pamphlet to all sellers. You must also have buyers sign a statement indicating they received the pamphlet.

CENTURY 21 JRS Realty Posts New Record

What Slow Market?????

CENTURY 21 JRS Realty has just posted one of the company's best months in recent history. In May 2007, CENTURY 21 JRS Realty listed 16 homes for sale and posted 7 contracts for buyer clients "This company is growing by leaps and bounds." said Company leader JR Sangiuliano "We have a very hard working, motivated group of agents that are well trained and know what it's like to work 10 to 12 hour days." JR continued. CENTURY 21 JRS Realty only hires and trains full time hard working career Realtors to assist the clients in the area. The Real Estate market may have taken a dip, but CENTURY 21 JRS Realty has more homes for sale then ever before. Buyers are still buying, mortgage rates are still low, and the market has been more active for the agents in CENTURY 21 JRS Realty that work this career. The use of technology is very important to the agents at CENTURY 21 JRS Realty. They utilize 10 web sites, E-mail, Text messaging, and much more. "After getting rid of much dead weight we started from scratch 3 years ago with 4 full time agents and one office. Now we have 15 full time agents and 2 local offices." JR said. "We cannot keep everyone around if they do not live up to the standards I have set for the company, but what we do have are the agents that have decided they want to handle this career the right way and live by the right core values." Sangiuliano added. CENTURY 21 JRS Realty has offices in Clark and Rahway to serve the local public with quality service and even backs up that promise with a pledge that allows clients to be released from their contract with CENTURY 21 JRS Realty if they so choose, no other company offers that incentive.

For Sale By Owner Help Center

Is Your Buyer Qualified?
Unless the buyer who makes an offer on your home has the resources to qualify for a mortgage, you may not really have a sale. If possible, try to determine a buyer’s financial status before signing the contract. Ask:
1. If the buyer has been prequalified or preapproved (better) for a mortgage. Such buyers will be in a much better position to obtain a mortgage promptly.
2. Does the buyer have enough money to make a downpayment and cover closing costs? Ideally, a buyer should have 20 percent of the home’s price as a downpayment and between 2 and 7 percent of the price to cover closing costs.
3. Is the buyer’s income sufficient to afford your home? Ideally, buyers should spend no more than 28 percent of total income to cover PITI (principal, interest, taxes, and insurance).
4. Does your buyer have good credit? Ask if he or she has reviewed and corrected a credit report.
5. Does the buyer have too much debt? If a buyer owes a great deal on car payments, credit cards, etc., he or she may not qualify for a mortgage.

For Buyers

8 Ways to Improve Your Credit
Credit scores, along with your overall income and debt, are a big factor in determining if you’ll qualify for a loan and what loan terms you’ll be able to qualify for.
1. Check for and correct errors in your credit report. Mistakes happen, and you could be paying for someone else’s poor financial management.
2. Pay down credit card bills. If possible, pay off the entire balance every month. However, transferring credit card debt from one card to another could lower your score.
3. Don’t charge your credit cards to the maximum limit.
4. Wait 12 months after credit difficulties to apply for a mortgage. You’re penalized less for problems after a year.
5. Don’t order items for your new home you’ll buy on credit—such as appliances—until after the loan is approved. The amounts will add to your debt.
6. Don’t open new credit card accounts before applying for a mortgage. Having too much available credit can lower your score.
7. Shop for mortgage rates all at once. Too many credit applications can lower your score, but multiple inquiries from the same type of lender are counted as one inquiry if submitted over a short period of time.
8. Avoid finance companies. Even if you pay the loan on time, the interest is high and it will probably be considered a sign of poor credit management.
This information is copyrighted by the Fannie Mae Foundation and is used with permission of the Fannie Mae Foundation. To obtain a complete copy of the publication, Knowing and Understanding Your Credit, visit http://www.homebuyingguide.org/

Fun Day in Rahway

HOT RODS & HARLEY DAY in RAHWAY

HOT RODS & HARLEY DAY

This week end marks the second time CENTURY 21 JRS REALTY participated in the Town of Rahway Hot Rods & Harley Day. On Saturday May 12th, 2007 from 11AM to 6 PM CENTURY 21 JRS REALTY agents gave out free items to the people of Rahway. This is a great event that features old muscle cars and hot rods from to 50's and 60's on display for all to see. CENTURY 21 JRS REALTY had more than 15 agents and assistants on hand handing out free cookies, raffle tickets for a free TV, balloons, and face painting for the children. This was a great event and we are happy to support our towns.

Congratulations Graduates

Congratulations CENTURY 21 JRS REALTY Graduates

Today is Graduation day, and although our agents have been out of school for many years they are all graduating again. Today is the graduation day for the SMART TRAINING PROGRAM that 7 CENTURY 21 JRS REALTY agents have been involved in for 7 weeks. This program has given these 7 agents skills, knowledge, and awareness that will be a benefit to them for the rest of their Real Estate careers.
The real benefit will be felt by the clients and customers that are taken care of by these CENTURY 21 JRS REALTY agents. Punit, Joe, Chandresh, Audra, Jessie, Simi, and Marci now have more information, respect, and accountability than any other agent in New Jersey. These additional quality improvements will be a major benefit to clients and customers all over this state. This training program sets these agents apart from your average run of the mill realtor in today's market. Attending a program of this magnitude shows willingness to learn and improve as well as the desire to be in control of your career and life.
As a company LEADER I could not be more proud to know these wonderful people, and I am blessed to have them working with my company and me. These 7 agents are a credit to themselves and the Real Estate industry. Anyone looking to by or sell a home would be blessed to have any one of these great agents working to assist with their transaction.

Graduates

Joseph Pizzi E-mail: josephpizzi@yahoo.com

Audra Loccisano E-mail: Auroura828@aol.com

Jessie Kinsella E-mail: Jessie141@aol.com

Punit Shah E-mail: Punit.shah@century21.com

Simi D'sousa E-mail: Simibiz@gamil.com

Chandresh Shah E-mail: csshahdd@bww.com

Marci Hodges E-mail: Hodg7mr@aol.com

Congratulations Graduates I am very Proud of All of You!!!!!

JR Sangiuliano

10 Tip for 1st Time Home Buyers

10 Tips for First-Time Homebuyers:

1. Be picky, but don’t be unrealistic. There is no perfect home.

2. Do your homework before you start looking. Decide specifically what features you want in a home and which are most important to you.

3. Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and your closing costs

4. Don’t wait to get a loan. Talk to a lender and get pre-qualified for a mortgage before you start looking.

5. Don’t ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion.

6. Decide when you could move. When is your lease up? Are you allowed to sublet? How tight is the rental market in your area?

7. Think long-term. Are you looking for a starter house with the idea of moving up in a few years or do you hope to stay in this home longer? This decision may dictate what type of home you’ll buy as well as type of mortgage terms that suit you best.

8. Don’t let yourself be house poor. If you max yourself out to buy the biggest home you can afford, you’ll have no money left for maintenance or decoration or to save money for other financial goals.

9. Don’t be naive. Insist on a home inspection and if possible get a warranty from the seller to cover defects within one year.

10. Get help. Consider hiring a REALTOR® as a buyer’s representative. Unlike a listing agent, whose first duty is to the seller, a buyer’s representative is working only for you. And often, buyer’s reps are paid out of the seller’s commission payment.

What's New @ CENTURY 21 JRS REALTY

What's NEW!!!
If you are not up with the times you are behind the times. CENTURY 21 JRS Realty with offices in Clark and Rahway New Jersey have two offices of agents that are forward thinking and definitely up with today's technology. "Our agents have all the latest technology from hand held devices to lap top listing presentations" Company Leader JR Sangiuliano says.
CENTURY 21 JRS Realty is part of the number 1 Real Estate franchise in the world. With more offices, agents, and homes sold world wide CENTURY 21 is the BEST. CENTURY 21 JRS Realty has added many new and exciting ideas to its menu of services to its clients and customers. CENTURY 21 JRS Realty now has a personal blog, over 10 web sites for marketing client listings, a new and more informative company web site, personal web site dedicated to one single home and homeowner, and no money down mortgage opportunities for qualified home buyers when most other companies are turning those customers away.
CENTURY 21 JRS Realty puts all new technology in 2 categories that benefit its clients and customers. The first category is technology that allows quick responses to clients and customers with information. Today Realtors need to be able to attend to the concerns of clients immediately, with cell phones, v-mail, e-mail, text messaging and mobile command centers CENTURY 21 JRS Realty agents are equipped to do just that. The second category of technology deals with exposure of clients homes to potential buyers. Today's real estate market conditions require an agency to diversify the medias in which client homes are marketed. It is no good anymore to just put up a sign and enter the listing in the MLS, buyers must be found over a multitude of media sources. CENTURY 21 JRS Realty markets its clients homes in many different media avenues to ensure every buyer see its office listings . One of the most important things CENTURY 21 JRS Realty agents are doing to find buyers for their clients homes is a series of HOME BUYER SEMINARS free to the public. These seminars are directed to informing home buyers about the process in which to take in order to buy a home. CENTURY 21 has held seminars at the Crown Plaza in Clark New Jersey and at Commerce bank in Linden New Jersey. The office is planning a series of 8 seminars in Kenilworth New Jersey for this summer. CENTURY 21 JRS Realty advertises in more than one magazine every month, local news papers on the weekends, more than 10 web sites connected to 100's of search engines, and now offers personal web sites dedicated to one homeowner and one home. No more searching through thousands of listings to find one home. Now each home has its own personal site usually with the address of the property as the web site address.
CENTURY 21 JRS Realty is extremely proud of all the new and exciting ideas that have been implemented recently. CENTURY 21 JRS Realty has the most responsible, hardest working, and most intelligent agents in the industry.

All CENTURY 21 JRS Realty Agents

• Always live by the "Get by Giving" rule.
• Always conduct their business with the clients #1 concern as their #1 concern.
• Always live up to our standards regardless of pressures by local Realtors to lower them
• Always work toward a common GOOD
• Always do what they say they will do, sometimes more but NEVER less

How to sell in a homebuyer's market

How to sell in a homebuyer's Market
Real estate marketing pro shares her tips for selling in tougher conditions. By Marilyn Lewis

Has it been a while since you sold a house? Things have changed in the last six months.
Angela Stamoulos, an education manager for Coldwell Banker Residential Brokerage in Massachusetts and Rhode Island, trains agents to educate sellers about the changed market.
The trick these days, she says, is to distinguish your property from the large number of similar homes in the same price bracket. "These wallflowers are the big problem right now, from the point of view of sellers and real estate agents," she says.
Stamoulos' tips:

1. Don't let your property languish while new, competitive inventory is building up. Price it right initially to give buyers a sense they are getting a value for their money and to avoid numerous, incremental price reductions that reek of desperation.
2. If you get a lot of activity -- visits and second showings -- don't respond instantly to an offer. Tell buyers you'll allow a couple of days to give adequate time for multiple house hunters to view your home. Even in this difficult market, Stamoulos says, well-priced properties are bid up over the asking price.
3. Educate yourself about your local market. Ask agents for these statistics, including comparisons from last year:
*Inventory. The number of homes currently on the market.
*Days on the market. The length of time properties are staying on the market.
*Average sale price. This is helpful information, but it can be skewed by, for example, numerous high-end properties sold. The average price in your market may still be $350,000, just as it was last year, but today $350,000 may buy a lot more house.
*Median price. This is the price at which half of the homes sold for more and half sold for less.
*List-to-sell ratios. This ratio, expressing the list price of homes over the selling price, will reveal drops in prices. Ratios are given for periods of time -- say, a month or a quarter -- showing the effect of price reductions on time on the market.
4. Find the agent who can expose your property to the most buyers:
Ask whether the company is part of a larger company or network. How many agents does the company employ to promote your property to buyers? The more the better.
Use Alexa Internet to compare agencies' Web-site traffic. Be sure to compare local -- not national -- Web sites when checking local offices of national companies.
Learn about the agency's overall marketing strategy. Do they use newspaper ads? E-mail? Their Web site? What's their marketing plan for your property?
To screen agents, interview several, asking each for their market data and their interpretation of local trends.

The World's Most Powerful Brands

Move over Microsoft, there's a new brand king in town. At least according to market research firm, Millward Brown Optimor. In its annual list of the top 100 most powerful brands, Google now replaces Microsoft as the world's top brand.
An article from Reuters points out that Google, which ranked No. 7 just one year ago, made the leap to the top spot with very little advertising. While Microsoft, on the other hand, slid down into third place despite the huge marketing push behind the Windows Vista operating system.

For Buyers

7 Reasons Buyers Need Title Insurance

Title insurance can help ensure the buyer and the lender that title defects will not make a property unsaleable in the future because of:

1. Forged documents

2. Undisclosed heirs to the property

3. Mistaken legal interpretations of wills or trusts

4. Misfiled documents—deeds, liens, mortgage satisfaction documents

5. Confusion caused by similarities in names

6. Incorrect marital status

7. Mental incompetence

For Sale By Owners

17 Service Providers You’ll Need When You Sell:

1. Real Estate Attorney

2. Appraiser

3. Home Inspector

4. Mortgage Loan Officer

5. Environmental Specialist

6. Lead Paint Inspector

7. Radon Inspector

8. Tax Advisor

9. Sanitary Systems Expert

10. Occupancy Permit Inspector

11. Zoning Inspector

12. Survey Company

13. Flood Plain Inspector

14. Termite Inspector

15. Title Company

16. Insurance Consultant

17. Moving Company

For Buyers

6 Creative Ways to Afford a Home

If your income and savings are making homebuying a challenge, consider these options.

1. Investigate local, state, and national downpayment assistance programs. These programs give loans or grants to cover all or part of your required downpayment. National programs include the Nehemiah program,http://www.getdownpayment.com/ and the American Dream downpayment fund from the Department of Housing and Urban Development. http://www.hud.gov/news/release.cfm?content=pr02-014.cfm

2. Get the seller to provide financing. In some cases, sellers may be willing to finance all or part of the purchase price of the home and let you repay them gradually, just as you do with a mortgage.

3. Consider a shared-appreciation, or shared equity, arrangement. Under this arrangement, your family, friends, or even an third-party may buy a portion of the home and thus share in any appreciation when the home is sold. The owner/occupant usually pays the mortgage, property taxes, and maintenance costs, but all the investors' names are usually on the mortgage. There are companies that can help you find such an investor if your family can’t participate.

4. Get help from your family. Perhaps a family member will loan you money for the downpayment and/or act as a cosigner for the mortgage. Lenders often like to have a cosigner if you have little credit history.

5. Lease with the option to buy. Renting the home for a year or more will give you the chance to save more toward your downpayment. And in many cases, owners will apply some of the rental amount toward the purchase price. You usually have to pay a small, nonrefundable option fee to the owner.

6. See if you can qualify for a short-term second mortgage to give you the money to make a higher downpayment. This may be possible if you have a good income and little other debt.

CENTURY 21 JRS Realty Seminar

CENTURY 21 JRS Realty Hosts Seminar for Clark Seniors

April 19, 2007

This after CENTURY 21 JRS Realty gave part one of a three part seminar on selling your home in today's Real Estate Market. The seminar for the Clark senior citizens was presented by JR Sangiuliano and CENTURY 21 JRS Realty and covered the beginning stages of selling your home. The topics covered in part one of the seminar series included the Highest Price Market Evaluation, showing your home to potential buyers, receiving an offer and much much more. Part one of this three part seminar series was very well attended with more than 50 local senior citizens enjoying lunch, desert, and the seminar all compliments of CENTURY 21 JRS Realty. We at CENTURY 21 JRS Realty would like to invite any home owner interested in information about the sale of their home to contact our office by phone or E-mail to schedule a private one on one consultation. Fell free to E-mail our office at c21jrs72@aol.com or call 800-831-0681.

Understanding Capital Gains in Real Estate

Understanding Capital Gains in Real Estate

When you sell a stock, you owe taxes on your gain—the difference between what you paid for the stock and what you sold it for. The same is true with selling a home (or a second home), but there are some special considerations.

How to Calculate Gain

In real estate, capital gains are based not on what you paid for the home, but on its adjusted cost basis. To calculate this:

1. Take the purchase price of the home: This is the sale price, not the amount of money you actually contributed at closing.

2. Add Adjustments:
Cost of the purchase—including transfer fees, attorney fees, inspections, but not points you paid on your mortgage.
Cost of sale—including inspections, attorney’s fee, real estate commission, and money you spent to fix up your home just prior to sale.
Cost of improvements—including room additions, deck, etc. Note here that improvements do not include repairing or replacing something already there, such as putting on a new roof or buying a new furnace.

3. The total of this is the adjusted cost basis of your home.

4. Subtract this adjusted cost basis from the amount you sell your home for. This is your capital gain.

A Special Real Estate Exemption for Capital Gains

Since 1997, up to $250,000 in capital gains ($500,000 for a married couple) on the sale of a home is exempt from taxation if you meet the following criteriaYou have lived in the home as your principal residence for two out of the last five years. You have not sold or exchanged another home during the two years preceding the sale. Also note that as of 2003, you may also qualify for this exemption if you meet what the IRS calls “unforeseen circumstances” such as job loss, divorce, or family medical emergency.

For Home Owners

Avoiding Foreclosure

A pending foreclosure is stressful and confusing। If you can help owners through this difficult time, you could earn their gratitude and loyalty for years to come। Encourage owners to contact their lender to see whether a loan workout option is available। If the problem is temporary, options include Forbearance. A lender may allow a borrower to reduce or suspend payments for a short period of time, after which another option must be agreed on to bring the loan current within a specified time period. A forbearance option is often combined with a reinstatement, especially if the borrowers know they’ll have enough money to bring the account current. The money might come from a hiring bonus, an investment, an insurance settlement, or a tax refund.
Reinstatement. Lenders may be willing to discuss accepting the total amount owed to them in a lump sum by a specific day.
Repayment plan A borrower might be able to forge an agreement with the lender to resume making regular monthly payments, in addition to a portion of the past due payments each month, until the loan is current.
If the problem is long-term, options include Mortgage modification. If the borrower can make at least some of the payment on the loan but doesn’t have enough money to bring the account current, the lender might be willing to permanently change one or more terms of the original loan to make the payments more affordable. Examples include:

• Adding the missed payments to the existing loan balance


• Changing the interest rate, including making an adjustable rate loan into a fixed-rate loan


• Extending the number of years to repay the loan.

Claim advance. If your mortgage is insured, you may qualify for an interest-free loan from your mortgage guarantor to bring your account current. The repayment of the loan may not start for several years.

If keeping the home isn’t an option, alternatives include Sale. The lender will usually agree to a specific amount of time to find a purchaser and pay off the total amount owed. The borrower will be expected to obtain the services of a real estate professional to market the property aggressively.

Pre-foreclosure sale or short payoff. If the property’s sales value isn’t enough to pay the loan in full, the lender might accept less than the full amount owed to cut its losses. This option can also include a period of time to allow the borrower’s real estate professional to find a qualified buyer. A pre-foreclosure sale could provide additional funds to pay other lien holders and a few moving costs.

Assumption. The lender might agree to permit a qualified buyer to assume the mortgage payments, even if the original loan documents state that it’s nonassumable.

Deed in lieu. The lender might agree to allow the borrower to voluntarily “give back” the property and forgive the debt. Although this option sounds like the easiest way out, the borrower must generally attempt to sell the home for its fair market value for at least 90 days before the lender will consider this option. Also, this option may not be available if the borrower has other liens, such as judgments by other creditors, a second mortgage, or IRS or state tax liens.

Source: U.S. Department of Housing and Urban Development (www.hud.gov)

New Power Site

View our New Marketing Tool
CENTURY 21 JRS Realty now offers a web site dedicated specifically to each home by itself. No more searching to find your home through thousands of pages on some search engine. Now with CENTURY 21 JRS Realty every home will have one web site dedicated only to that home. Our clients will enjoy their own web address and web site with slides shows, school information, room measurements, census reports, maps, and much more.

For Sellers

What Is Appraised Value?

It’s an objective opinion of value, but it’s not an exact science so appraisals may differ.For buying and selling purposes, appraisals are usually based on market value—what the property could probably be sold for. Other types of value include insurance value, replacement value, and assessed value for property tax purposes.Appraised value is not a constant number. Changes in market conditions can dramatically alter appraised value.Appraised value doesn’t consider special considerations, like the need to sell rapidly.Lenders usually use either the appraised value or the sale price, whichever is less, to determine the amount of the mortgage they will offer.Used with permission from Kim Daugherty, Real Estate Checklists and Systems, http://www.realestatechecklists.com/

Understanding Capital Gains in Real Estate

When you sell a stock, you owe taxes on your gain—the difference between what you paid for the stock and what you sold it for. The same is true with selling a home (or a second home), but there are some special considerations.How to Calculate Gain In real estate, capital gains are based not on what you paid for the home, but on its adjusted cost basis. To calculate this:

1. Take the purchase price of the home: This is the sale price, not the amount of money you actually contributed at closing.

2. Add Adjustments:
Cost of the purchase—including transfer fees, attorney fees, inspections, but not points you paid on your mortgage.
Cost of sale—including inspections, attorney’s fee, real estate commission, and money you spent to fix up your home just prior to sale.
Cost of improvements—including room additions, deck, etc. Note here that improvements do not include repairing or replacing something already there, such as putting on a new roof or buying a new furnace.

3. The total of this is the adjusted cost basis of your home.

4. Subtract this adjusted cost basis from the amount you sell your home for. This is your capital gain.

A Special Real Estate Exemption for Capital Gains

Since 1997, up to $250,000 in capital gains ($500,000 for a married couple) on the sale of a home is exempt from taxation if you meet the following criteria. You have lived in the home as your principal residence for two out of the last five years. You have not sold or exchanged another home during the two years preceding the sale. Also note that as of 2003, you may also qualify for this exemption if you meet what the IRS calls “unforeseen circumstances” such as job loss, divorce, or family medical emergency.

For Sellers

Moving Tips for Sellers
1. Give your forwarding address to the post office, usually 2-4 weeks ahead of the move.
2. Notify our charge cards, magazine subscriptions, and bank of the change of address.
3. Develop a list of friends, relatives, and business colleagues who need to be notified of the move.
4. Arrange to have utilities disconnected at your old home and connected at your new one.
5. Cancel the newspaper.
6. Check insurance coverage for moved items. Usually movers only cover what they pack.
7. Clean out appliances and prepare them for moving, if applicable.
8. Note the weight of the goods you’ll have moved, since long-distance moves are usually billed according to weight. Watch for movers that use excessive padding to add weight.
9. Check with your condo or co-op about restrictions on using the elevator or particular exits.
10. Have a “first open” box with the things you’ll need most—toilet paper, soap, trash bags, scissors, hammer, screwdriver, pencils and paper, cups and plates, water, snacks, and toothpaste.

Plus, if you’re moving out of town:
1. Get copies of medical and dental records and prescriptions for your family and your pets.
2. Get copies of children’s school records for transfer.
3. Ask friends for introductions to anyone they know in your new neighborhood.
4. Consider special car needs for pets when traveling.
5. Let a friend or relative know your route.
6. Carry traveler’s checks or an ATM card for ready cash until you can open a bank account.
7. Empty your safety deposit box.
8. Put plants in boxes with holes for air circulation if you’re moving in cold weather.

For Sellers

Moving Tips for Sellers
1. Give your forwarding address to the post office, usually 2-4 weeks ahead of the move.
2. Notify our charge cards, magazine subscriptions, and bank of the change of address.
3. Develop a list of friends, relatives, and business colleagues who need to be notified of the move.
4. Arrange to have utilities disconnected at your old home and connected at your new one.
5. Cancel the newspaper.
6. Check insurance coverage for moved items. Usually movers only cover what they pack.
7. Clean out appliances and prepare them for moving, if applicable.
8. Note the weight of the goods you’ll have moved, since long-distance moves are usually billed according to weight. Watch for movers that use excessive padding to add weight.
9. Check with your condo or co-op about restrictions on using the elevator or particular exits.
10. Have a “first open” box with the things you’ll need most—toilet paper, soap, trash bags, scissors, hammer, screwdriver, pencils and paper, cups and plates, water, snacks, and toothpaste.

Plus, if you’re moving out of town:
1. Get copies of medical and dental records and prescriptions for your family and your pets.
2. Get copies of children’s school records for transfer.
3. Ask friends for introductions to anyone they know in your new neighborhood.
4. Consider special car needs for pets when traveling.
5. Let a friend or relative know your route.
6. Carry traveler’s checks or an ATM card for ready cash until you can open a bank account.
7. Empty your safety deposit box.
8. Put plants in boxes with holes for air circulation if you’re moving in cold weather.

Seminar Success

CENTURY 21 JRS Realty Rocks the Crown Plaza

On Saturday March 31st CENTURY 21 JRS Realty with the help of Kwik Mortgage and Ebert Home Inspections held a successful Home Buyers Seminar at the Crown Plaza in Clark New Jersey. "We had a great turn out and everyone left with important information about the home buying process". said Company Leader JR Sangiuliano "Our family of agents wanted to give back to the community, and we figured what could be better than an informative free seminar on today's changing market and the process to follow in order to own a home". Sangiuliano continued.

CENTURY 21 JRS Realty supplied a free lunch and 3 hours of information on the Real Estate market। CENTURY 21 JRS Realty had mortgage representatives on site for quick and easy free pre-approvals. All attendees received a packet of information from CENTURY 21 JRS Realty, Kwik Mortgage, and Ebert Home Inspections. Everyone in attendance was give one on one access to Realtors, mortgage brokers, and home inspectors to help answer every question about the home ownership process.

For a one on one consultation with a realtor from CENTURY 21 JRS Realty about the home ownership process please visit our web site at http://www.century21jrsrealty.com/ and drop us an e-mail any time.

CENTURY 21 JRS Realty Enjoys Awards Diner

Congratulations to CENTURY 21 JRS Realty

CENTURY 21 Honors Top Agents

Congratulations to Team Excel

On Thursday March 29th CENTURY 21 held its annual awards banquet at the Double Tree Hotel in New Jersey. This event is focused on honoring top sales associates for their accomplishments in the past year. Team Excel from CENTURY 21JRS Realty proudly accepted their CENTURION award for excellence in team production. This is the highest award a CENTURY 21 system member receives for sales performance. Team members Audra Loccisano, Jessica Kinsella, Joe Piizzi, Vinny Spingola, and team Leader JR Sangiuliano accept the award from CENTURY 21 representatives with pride.